Need Relief From An Abusive Debt Collector?

You Are Protected Under the FDCPA.

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Debt Relief

Under the Fair Debt Collection Practices Act (FDCPA), consumers are entitled to protections against harassment and other forms of unfair treatment from creditors.

Individuals who owe debts to entities, such as credit card companies or debt buyers, can look to our legal team for the guidance they need. Our litigation record in FDCPA actions is strong, having won tens of thousands of dollars for Connecticut consumers since 2007!

Why Choose Our FDCPA Attorney?

At The Woods Law Firm, LLC, our goal is to ensure that the rights of our clients are fully protected and that they receive fair treatment, as defined under the FDCPA.

The Woods Law Firm, LLC has sued a number of collection agencies and debt buyers for violating the Fair Debt Collection Practices Act, including, but not limited to:

Here are just a few of the other reasons you should work with our firm:

  • We are so confident of our skill and expertise in this particular practice area that our firm advances the filing fee for each FDCPA case it files, meaning that there is absolutely no out-of-pocket cost for you.
  • Our clients highly recommend our services as we are consistently available and willing to assist you.
  • We have successfully brought suit to numerous companies, including Chase, Discover, and Bank of America.

Contact our firm today by calling (888) 272-2718 or filling out an online form.

What are your rights under the FDPCA?


Many abusive actions are taken by collection agencies, debt buyers, and collection attorneys as they pursue the recovery of money they believe that they are owed. The FDCPA was enacted to provide full rights, privacy, and proper treatment to individuals who are in debt. Abused consumers can legal action under this act to end the unfair treatment they are experiencing and potentially receive monetary damages, including up to $1,000 in statutory damages.

Common violations of the FDCPA include the following actions taken by debt collectors:

  • Calling before 8:00 a.m. and after 9:00 p.m.
  • Calling a debtor's workplace after being told not to
  • Using obscene language in communication with a debtor
  • Misrepresenting the character, amount, or legal status of a debt
  • Disclosing the debt to a third party
  • Continuing to contact the debtor after being told that he or she is being represented by an attorney
  • Filing suit against the debtor in a venue where the debtor does not reside or did not sign the contract sued upon
  • Failure to inform the debtor during a telephone call that the person calling is a debt collector
  • Threatening the debtor with arrest or imprisonment
  • Threatening to tell the debtor's friends, neighbors, and family members about his or her debt problems

Connecticut Creditors' Collection Practices Act

Additionally, as a consumer in Connecticut, you are granted certain types of protections from abusive actions and unlawful practices sometimes committed by debt collectors. Debt collectors are prohibited from using abusive tactics against debtors. If you are experiencing harassment or another form of abuse from a debt collector, do not hesitate to speak with our firm at once.

The state of Connecticut has established two laws that provide consumers with protections for situations involving debt collection practices:

  • Creditor's Collection Practices Act (CCPA)
  • Connecticut Unfair Trade Practices Act (CUTPA)

The CCPA is a law in Connecticut that provides legal protections against unfair debt collection actions. CUTPA exists to provide protection against unfair trade practices in collection transactions.

Prohibited Actions

A variety of actions that are specifically prohibited by the CCPA and CCA laws.

Under the CCPA, creditors cannot engage in: Judge

  • Abuse
  • Harassment
  • Fraud
  • Deception
  • Misleading practices

Likewise, CUPTA prohibits specific activities, including:

  • Misrepresentations in the collection process
  • Adding collection fees that are in excess of what you pay under Connecticut law

Dedication to Our Clients

At The Woods Law Firm, LLC, we know what it takes to help you achieve a positive solution. Our legal team can take every necessary step to safeguard your rights and hold the debt collector responsible for debt collection abuse.

We begin each case by providing a free case evaluation to help a client get started. This assessment can be conducted either in person or over the phone. Take immediate legal action to protect your rights and call our debt collection defense lawyer in Connecticut.

The Woods Law Firm, LLC - Connecticut Debt Defense & FDCPA Attorney
Located at 750 Main Street, Suite 100
Hartford, CT 06103.
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Phone: (888) 272-2718
Local Phone: (971) 255-5710
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Internet Marketing Experts The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute, an attorney-client relationship.