SUFFERING FROM UNFAIR DEBT COLLECTION TREATMENT?
YOU ARE PROTECTED UNDER THE FAIR DEBT COLLECTION PRACTICES ACT.
Under the Fair Debt Collection Practices Act (FDCPA), consumers are entitled to protections against harassment and other forms of unfair treatment from creditors. Individuals who owe debts to entities, such as collection agencies or debt buyers, can look to our legal team for the guidance they need.
The Woods Law Firm, LLC has sued a number of collection agencies and debt buyers for violating the Fair Debt Collection Practices Act, including, but not limited to:
- Portfolio Recovery Associates, LLC
- Midland Funding, LLC
- American Adjustment Bureau, Inc.
- GC Services, Inc.
- EOS CCA
- LVNV Funding, LLC
- New Era Asset Management, LLC
- Kirschenbaum and Phillips, P.C.
- Credit Management Corporation
- Integrity Solution Services, Inc.
- CACH, LLC
- Fair Collections and Outsourcing of New England, Inc.
- Balanced Healthcare Receivables, LLC
- Cavalry SPV I, LLC
At The Woods Law Firm, LLC, our goal is to ensure that the rights of our clients are fully protected and that they receive fair treatment, as defined under the FDCPA. In fact, we are so confident of our skill and expertise in this particular practice area that our firm advances the filing fee for each FDCPA case it files, meaning that there is absolutely no out-of-pocket cost to the client to bring either a state or federal lawsuit in Connecticut.
LEGAL PROTECTIONS UNDER THE FDCPA
Many abusive actions are taken by collection agencies, debt buyers, and collection attorneys as they pursue the recovery of money they believe that they are owed. The FDCPA was enacted to provide full rights, privacy, and proper treatment to individuals who are in debt. Abused consumers can take legal action under this act to end the unfair treatment they are experiencing and potentially receive monetary damages, including up to $1,000 in statutory damages.
The Woods Law Firm, LLC has an unparalleled record of success in FDCPA cases, having won thousands of dollars for its clients through the litigation process since 2007.
Common violations of the FDCPA include the following actions taken by debt collectors:
- Calling before 8:00 a.m. and after 9:00 p.m.
- Calling a debtor's workplace after being told not to
- Using obscene language in communication with a debtor
- Misrepresenting the character, amount, or legal status of a debt
- Disclosing the debt to a third party
- Continuing to contact the debtor after being told that he or she is being represented by an attorney
- Filing suit against the debtor in a venue where the debtor does not reside or did not sign the contract sued upon
- Failure to inform the debtor during a telephone call that the person calling is a debt collector
- Threatening the debtor with arrest or imprisonment
- Threatening to tell the debtor's friends, neighbors, and family members about his or her debt problems
The above list includes just a few examples of the many illegal practices that debt collectors are prohibited from engaging in when pursuing debts. Debt collectors also are required to comply with the guidelines established in the Telephone Consumer Protection Act.
OBTAIN QUALITY LEGAL REPRESENTATION
As a consumer who is suffering harassment from a creditor, you may be able to take specific legal actions to protect your rights against unfair treatment. We can represent you in court if you choose to work with our firm. Do not wait. During each step of your case, we can remain by your side and aggressively stop the harassment!
We offer free case evaluations to begin the process of pursuing a positive resolution. We can provide the representation you need. Call our FDCPA attorney in Connecticut now at (866) 790-5970.