Posted by Roderick Woods | Dec 31, 2019 |
In 2020, It Doesn't Cost a Fortune to Get a Fresh Start
Get the New Year off to a great and fresh start. The Woods Law Firm, LLC is proud to offer among the most affordable legal fees for all Chapter 7 bankruptcy cases in Connecticut, including:
Chapter 7 attorney's fees starting from $750*...
Posted by Roderick Woods | Nov 12, 2019 |
Portfolio Recovery Associates, LLC, one of America's largest purchasers of defaulted debt (i.e., a "junk debt buyer"), recently paid $4 million dollars to settled claims brought by the Attorney General of Massachusetts that it utilized deceptive and unfair practices to target low-income, elderly ...
Posted by Roderick Woods | Sep 01, 2019 |
Once a creditor obtains a default judgment against you, there is a strong probability that it will attempt to remove funds from your bank account, leaving you without the ability to pay for necessary items such as rent, food, and utilities. This can into a nightmare very quickly.
Connecticu...
Posted by Roderick Woods | Jul 01, 2019 |
Do you owe past-due taxes to the IRS? An IRS offer in compromise (OIC) can be a good tax relief option. This program can allow you to settle your tax liability for less than the original amount you owe, sometimes known as settling for pennies on the dollar.
Negotiating an IRS offer in compromis...
Posted by Roderick Woods | Jun 15, 2019 |
Repairing damaged credit and improving your credit score is more important than ever. The federal Fair Credit Reporting Act ("FCRA") mandates that credit reporting agencies such as Experian, Equifax, and TransUnion investigate potentially inaccurate credit reporting information and delete informa...
Posted by Roderick Woods | Jun 01, 2019 |
If you are considering a short sale as a way to avoid foreclosure or bankruptcy, you may be wondering how to find an experienced foreclosure defense attorney. Short sales can be extremely beneficial for homeowners who would rather relinquish possession of their home than file bankruptcy or lose t...
Posted by Roderick Woods | May 15, 2019 |
When confronted with a constant barrage of telephone calls and letters from debt collectors, sometimes it is difficult to determine whether and in what fashion a debt collector's conduct violates the Fair Debt Collection Practices Act (FDCPA).
After all, there are literally dozens of scenarios ...
Posted by Roderick Woods | May 01, 2019 |
Many debt collection activities culminate in the court system. In instances of consumer debt, the Fair Debt Collection Practices Act (FDCPA) limits where a consumer can be sued.
Under 15 U. S. C. § 1692 i, a debt collector can only sue a consumer either: (a) in the judicial district where the c...
Posted by Roderick Woods | Apr 15, 2019 |
Receiving incessant telephone calls from debt collectors can wreak havoc with your life. It can be frustrating, embarassing, and upsetting. The Woods Law Firm, LLC can make the calls stop immediately and potentially recover monetary damages for a debt collector's harassment of you.
Our Hartford...
Posted by Roderick Woods | Apr 01, 2019 |
Congress enacted the Fair Debt Collection Practices Act (FDCPA) in the 1970's to regulate collection activity and curtail collection abuse. One common area that collection abuse occurs is via harassing telephone calls from debt collectors. Many of The Woods Law Firm's 2014 FDCPA cases centered ar...
Posted by Roderick Woods | Mar 15, 2019 |
Let's face it: many bad debt collection companies will say or do anything to get a debtor to pay a bill. Sometimes, these antics cross the line and some threats made by debt collectors violate the Fair Debt Collection Practices Act (FDCPA). It's fairly evident that overtly harassing conduct, such...
Posted by Roderick Woods | Mar 01, 2019 |
The debt collection business is volume-based. Employees of collection agencies place tens of thousands of telephone calls across America each day in an effort to collect delinquent consumer debt. Not surprisingly, in light of the numerosity of the calls, a good percentage of these calls likely vi...
Posted by Roderick Woods | Feb 15, 2019 |
If you are being sued by a debt buyer such as Portfolio Recovery Associates, LLC or Midland Funding, LLC, our firm has the ability to fight for your rights throughout the duration of your case. We stand with you and do not back down. Several debt defenses may be available to you depending on your...
Posted by Roderick Woods | Feb 01, 2019 |
There is no doubt that credit plays an integral role in the lives of American consumers. After all, your credit score may be used to determine what sort of interest rate you receive on a car loan or mortgage, how much you pay for auto insurance. whether you can rent an apartment, or even whether ...
Posted by Roderick Woods | Jan 15, 2019 |
Sometimes, for any number of reasons, a taxpayer will end up owing significant tax liabilities. The Woods Law Firm, LLC can help you obtain tax relief in Connecticut. We assist delinquent taxpayers throughout the state in addressing serious tax debt, helping them to land on solid financial footin...
Posted by Roderick Woods | Jan 01, 2019 |
Many credit reports contain errors. Before we can attempt to fix them, we must identify them.
Some of the common mistakes that are made by credit reporting agencies are:
Reporting information related to identity theft
Illegally re-aging debt tradelines
Information that has been improperl...
Posted by Roderick Woods | Dec 15, 2018 |
If you have been struggling to keep up with your payments on loans, credit cards, housing payments, automobile payments, and cannot seem to get any relief or help from your creditors, you may need to consider filing for Chapter 7 bankruptcy. Filing for bankruptcy could be the chance you need to ...
Posted by Roderick Woods | Dec 01, 2018 |
Chapter 7 Bankruptcy offers a fresh start, a way to begin your financial life anew. To help consumers navigate a minefield of debt, The Woods Law Firm, LLC offers low-cost flat fee Chapter 7 bankruptcy representation.
Although someone just wrapping up a bankruptcy may be averse to seeking new c...
Posted by Roderick Woods | Nov 15, 2018 |
Interesting article from The Washington Post regarding how debt buyers navigate through the court system.
http://www.washingtonpost.com/business/economy/taking-on-the-countrys-biggest-debt-buyer/2014/05/09/fbd65a24-a94d-11e3-b61e-8051b8b52d06_story.html
If you are sued by a debt buyer in Co...
Posted by Roderick Woods | Nov 01, 2018 |
Can I keep my property if I file for bankruptcy?
Filing for Chapter 13 bankruptcy enables you to keep all of your property. What happens is, a plan for the repayment of your debts is devised which fits within your budget. Over the course of 3 years, payments are made by you to the trustee assi...
Posted by Roderick Woods | Oct 15, 2018 |
Under the Fair Debt Collection Practices Act (FDCPA), consumers are entitled to protections against harassment and other forms of unfair treatment from creditors. Individuals who owe debts to entities, such as credit card companies or debt buyers, can look to our legal team for the guidance they ...
Posted by Roderick Woods | Oct 01, 2018 |
If you have been struggling to keep up with your payments on loans, credit cards, housing payments, automobile payments, and cannot seem to get any relief or help from your creditors, you may need to consider filing for Chapter 7 bankruptcy. Attorney Roderick Woods can help! Filing for bankruptc...
Posted by Roderick Woods | Sep 15, 2018 |
Are you a Connecticut homeowner who has fallen behind on mortgage payments? Have you been served with a foreclosure lawsuit? You are probably losing sleep each night and your mind is probably racing during the day, envisioning all sorts of nightmarish scenarios under which you will lose your home...
Posted by Roderick Woods | Sep 01, 2018 |
The terms of your mortgage are not written in stone. You and your creditor can agree to alter them. While this is entirely at the discretion of your lender, internal loan modification has proven a viable solution for many homeowners facing foreclosure. Our firm can help you with the negotiation p...
Posted by Roderick Woods | Aug 15, 2018 |
If you are being harassed by a debt collector in Connecticut, don't wait to assert your rights. Under 15 U.S.C. § 1692, a party aggrieved by a debt collector's violations of the FDCPA has one year from the date of the violation to commence an action in a court of competent jurisdiction.
Viola...