Being Sued for Credit Card Debt?
Get Credit Card Collection Defense in Connecticut
If a consumer falls behind on payments or stops paying a credit card bill,
the credit card company or a debt buyer can file a lawsuit against him
or her. As a consumer, you should be aware of your options to defend against
the credit card lawsuit. At The Woods Law Firm, LLC, we can protect your
rights during this challenging and difficult financial battle.
The Woods Law Firm, LLC has defended claims brought against Connecticut
- American Express
- Capital One
- Citi Cards
- Bank of America
- FIA Card Services
- Synchrony Bank
- Credit One
- Wells Fargo
Contact our Hartford County debt defense firm at your earliest convenience to begin.
Reasons for Credit Card Lawsuits
If you owe the credit card company, it is entitled to sue you in pursuit
of recovering the money that you owe. It can file a lawsuit if you break
the terms of the contract that you agreed to when you originally signed
up for the credit card. By falling behind on payments or failing to make
payments altogether, you violate the agreement, and the credit card company
has the right to sue you.
If you do not respond, the credit card company can obtain a default judgment.
The consequences of a default judgment include, but are not limited to,
wage garnishment, bank execution, and liens on real property. If you are
sued for delinquent credit card debt, contact The Woods Law Firm, LLC
immediately for an evaluation of your specific case.
Fighting a Credit Card Debt Lawsuit
Our firm has the ability to fight for your rights throughout your case.
We stand with you and do not back down. Several debt defenses may be available
to you depending on your situation.
Affirmative defenses can be filed in answer to the complaint, including
reasons such as:
- Statute of limitations has expired
- A challenge that you are the party legally responsible for the debt sued upon
- Lack of standing to sue
- The presence of a contractual arbitration provision
- Lack of personal jurisdiction
- Failure to state a claim upon which relief can be granted
- Invalid service of the complaint
We provide personalized representation to each of our clients throughout
Connecticut who needs strong legal guidance handling a case. We can pursue
a negotiated settlement with creditors and aggressively defend your rights
in court. During a
free case evaluation, we can sit down with you and develop a personalized strategy based on
the facts of your case.
Retain Our Credit Card Defense Lawyer in Connecticut Now
Obtain the professional help you need at your earliest convenience and
with the added benefit of a free case evaluation, flat-fee representation,
and, if necessary, customized payment plans suited to your individual
needs. We are devoted to protecting the rights of our clients and taking
the necessary actions to fight their credit card debt lawsuits, as well
as to making our services attainable for all. When we defend lawsuits
brought by credit card companies, collection agencies, and debt buyers,
we typically represent clients on a flat-fee basis. What this means is
that the client pays one flat fee for our representation during the entirety
of the case.
Accepting all major credit and debit cards, including Visa, Mastercard,
Discover, and American Express.