Get Debt Relief With No Out-Of-Pocket Costs
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Under the Fair
Debt Collection Practices Act (FDCPA), consumers are entitled to protections
against harassment and other forms of unfair treatment from creditors.
Individuals who owe debts to entities, such as credit card companies or
debt buyers, can look to our legal team for the guidance they need. Our
litigation record in FDCPA actions is stellar, having won thousands of dollars for Connecticut
consumers since 2007!
Why Choose Our Debt Defense Attorney?
At The Woods Law Firm,
LLC, our goal is to ensure that the rights of our clients are fully protected
and that they receive fair treatment, as defined under the FDCPA.
The Woods Law Firm, LLC has sued a number of collection agencies and debt
buyers for violating the Fair Debt Collection Practices Act, including,
but not limited to:
- Portfolio Recovery Associates, LLC
- Midland Funding, LLC
- American Adjustment Bureau, Inc.
- GC Services, Inc.
- Credit Management Corporation
- Integrity Solution Services, Inc.
- CACH, LLC
- Fair Collections and Outsourcing of New England, Inc.
- Balanced Healthcare Receivables, LLC
- Cavalry SPV I, LLC
Here are just a few of the other reasons you should work with our firm:
We are so confident of our skill and expertise in this particular practice
area that our firm advances the filing fee for each FDCPA case it files,
meaning that there is
absolutely no out-of-pocket cost for you.
- Our clients highly recommend our services as we are consistently available
and willing to assist you.
We have successfully brought suit to numerous companies, including Chase,
Bank of America.
Contact our firm today by calling (888) 272-2718 or filling out an online form.
What are your rights under the FDPCA?
Many abusive actions are taken by collection agencies, debt buyers, and
collection attorneys as they pursue the recovery of money they believe
that they are owed. The FDCPA was enacted to provide full rights, privacy,
and proper treatment to individuals who are in debt. Abused consumers
can legal action under this act to end the unfair treatment they are experiencing
and potentially receive monetary damages, including up to $1,000 in statutory damages.
Common violations of the FDCPA include the following actions taken by debt
- Calling before 8:00 a.m. and after 9:00 p.m.
- Calling a debtor's workplace after being told not to
- Using obscene language in communication with a debtor
- Misrepresenting the character, amount, or legal status of a debt
- Disclosing the debt to a third party
- Continuing to contact the debtor after being told that he or she is being
represented by an attorney
- Filing suit against the debtor in a venue where the debtor does not reside
or did not sign the contract sued upon
- Failure to inform the debtor during a telephone call that the person calling
is a debt collector
- Threatening the debtor with arrest or imprisonment
- Threatening to tell the debtor's friends, neighbors, and family members
about his or her debt problems
Connecticut Creditors' Collection Practices Act
Additionally, as a consumer in Connecticut, you are granted certain types
of protections from abusive actions and unlawful practices sometimes committed
by debt collectors. Debt collectors are prohibited from using abusive
tactics against debtors. If you are experiencing harassment or another
form of abuse from a debt collector, do not hesitate to
speak with our firm at once.
The state of Connecticut has established two laws that provide consumers
with protections for situations involving debt collection practices:
- Creditor's Collection Practices Act (CCPA)
- Connecticut Unfair Trade Practices Act (CUTPA)
The CCPA is a law in Connecticut that provides legal protections against
unfair debt collection actions. CUTPA exists to provide protection against
unfair trade practices in collection transactions.
A variety of actions that are specifically prohibited by the CCPA and CCA laws.
Under the CCPA, creditors cannot engage in:
- Misleading practices
Likewise, CUPTA prohibits specific activities, including:
- Misrepresentations in the collection process
- Adding collection fees that are in excess of what you pay under Connecticut law
Dedication to Our Clients
At The Woods Law Firm, LLC, we know what it takes to help you achieve a
positive solution. Our legal team can take every necessary step to safeguard
your rights and hold the debt collector responsible for debt collection abuse.
We begin each case by providing a
free case evaluation to help a client get started. This assessment can be conducted either
in person or over the phone. Take immediate legal action to protect your
rights and call our debt collection defense lawyer in Connecticut.