American Express Centurion Bank, based in New York, New York, and Fort Lauderdale, Florida, is one of the world's premier credit card issuers.  When it sues, it is generally to collect balances over $10,000 and it can be aggressive. 

American Express routinely files debt collection lawsuits in all Judicial Districts of the Superior Court of Connecticut, primarily on the regular civil docket.  If you receive a Summons from American Express, contact The Woods Law Firm, LLC immediately.  We defend American Express lawsuits and negotiate settlements throughout Connecticut.   


The Woods Law Firm, LLC has over a decade of experience representing clients who have been sued by American Express.  We offer affordable, flat fee representation. 

If you have been served with a Summons from American Express and the case has not yet been filed, we are often in a position to negotiate a very favorable settlement, typically for a percentage of the balance owed.  

In the event that American Express has already filed its case, there are several pleadings that we will file to prevent the case from proceeding to Judgment.  Usually, we will file an Appearance in your case.  This filing accomplishes two objectives: it prevents American Express from obtaining a default against you for failure to appear.  It, additionally, prevents American Express or its lawyers from contacting you because the Appearance signifies that you are represented by counsel.  Approximately thirty days after filing the Appearance we will file an Answer in the case.  These pleadings afford time in which to decide how best to resolve the case.


 The Woods Law Firm, LLC prides itself on achieving stellar outcomes for its clients.  We have successfully resolved numerous cases brought by American Express.  Our results include:

  • American Express sued client in the Superior Court of Connecticut in Hartford for a balance over $20,000. Client retained Attorney Woods who was able to settle the outstanding balance for 60% of the balance allegedly owed.

  • American Express sued our client for over $15,000.  We were able to successfully negotiate a settlement for approximately 33% of the balance owed.
  • American Express made a demand on client for a past-due balance on an American Express Business Platinum Card in the amount of approximately $375,000.  American Express was demanding payment in full and threatening suit.  We were able to successfully able to negotiate a 36-month payment plan with no monthly interest.  
  • American Express filed suit in Stamford alleging that the client owed over $17,000 for a delinquent balance on an American Express Platinum Card.  The Woods Law Firm, LLC reviewed the cardmember agreement and discovered that it contained an arbitration provision.  We promptly filed a Motion to Compel Arbitration which was granted by the Court and the action was stayed.


Contact us for a case evaluation, during which we will review the Summons and Complaint and determine the best course of action to take, tailored to your individual circumstances.  To take advantage of this service contact us today!