Let Us Help You Save Your Home
If you've fallen behind on your mortgage payments, you might be worried about losing your home to foreclosure. However, you still have some options, and you don't have to go through this difficult time alone. Our skilled Windham County foreclosure defense attorney can help you find the best possible way to proceed with your case. He can help you negotiate for loan modifications, short sales, or other options on your behalf. Attorney Roderick D. Woods can represent you in mediation matters, making sure your rights are never violated by a lender.
He can also help you with the following in a foreclosure case:
- Examine the terms and conditions of your purchase agreement, mortgage, or other relevant documents
- Provide counsel for your financial situation
- Advocate on your behalf and protect your rights
Call us at (860) 999-9757 for a case evaluation today!
Foreclosure Defense Options
In the current economy, many lenders are hesitant to foreclose on a property. Because of this hesitation, you have a little bit of wiggle room and a large number of options at your disposal. The following can help you protect your home.
Chapter 13 Bankruptcy
If you file for bankruptcy, an automatic stay order will be put into effect. This order halts any foreclosure proceeding against you and gives you the change to reorganize your debt. Talk to our Windham County bankruptcy attorney about whether or not this option is right for you.
Emergency Mortgage Assistance Program (EMAP)
The EMAP program is administered through the Connecticut Housing Finance Authority (CHFA), which offers homeowners the ability to get a loan to catch up on past-due mortgage payments in addition to receiving mortgage payment assistance, in some cases. Our firm can help you prepare the necessary documentation needed to submit an application to CHFA.
In Connecticut, each foreclosure case is potentially eligible to be included in a court-run mediation program. While both parties are in mediation, a stay is in effect which prevents a lender from proceeding with the foreclosure of your home. A skilled and knowledgeable attorney on your side can enable you to save your home. Learn more when you call us about your case today.
It is possible to change the terms of your mortgage agreement. You and your creditor can agree to alter them to suit your finances better. While this option is entirely at the discretion of your lender, internal loan modification has proven to be a viable solution for many homeowners faced with foreclosure. Our attorney can help you with the negotiation process to ensure your best chance of a positive outcome. Federal and internal loan modification programs are both options.
Short Sale/ Deed-in-Lieu of Foreclosure
If you're willing to give you your home, you can do so debt-free by negotiating a short sale or deed-in-lieu of foreclosure. Talk to our skilled attorney to discuss this option in more detail.
Speak to Our Attorney About Your Case Today!
The team at The Woods Law Firm, LLC can help you achieve a favorable result in your case. Call us in Windham County today and schedule a case evaluation with our experienced Windham County foreclosure defense attorney. Get the defense you need to keep your home and take action as soon as possible.
Reach us at (860) 999-9757 or fill out our online form to schedule your case evaluation today.