You are protected under the Fair Debt Collection Practices Act
Lawsuits brought by debt buyers and credit card companies in the wrong
court violate the Fair Debt Collection Practices Act.
Many debt collection activities culminate in the court system. In instances
of consumer debt, the Fair Debt Collection Practices Act (FDCPA) limits
where a consumer can be sued.
Under 15 U. S. C. § 1692 i, a debt collector can only sue a consumer
either: (a) in the judicial district where the consumer currently resides;
or, (b) in the judicial district where the contract was signed giving
rise to the debt. This provision of the FDCPA deals with venue and is
becoming increasingly prevalent as consumers move from one state to another.
If a debt collector sues you in any other area than the above, it's
a violation of the FDCPA, meaning that you may be entitled to recover
up to $1,000 in statutory damages.
If you are being sued for delinquent credit card debt, it is imperative
to formulate a defense as soon as possible. Failing to respond to a court
summons can lead to disastrous consequences, including a default judgment,
wage garnishment, liens on real property, and bank executions.
Our Hartford, Connecticut law firm regularly litigates actions under the
Fair Debt Collection Practices Act (FDCPA), including many FDCPA cases
involving telephone harassment, on behalf of Connecticut consumers. Since
2007, we have recovered thousands of dollars for FDCPA violations from
offending debt collectors.
Don't wait to put our experience to work for you. Call us at 1-888-272-2718 today!