Midland Funding, LLC, a/k/a Midland Credit Management, and its parent company, Encore Capital Group, are based in San Diego, California. Midland buys defaulted debt for pennies on the dollar from various original creditors, including Citibank and Bank of America. It may pay as little as two to three cents on the dollar for purchased debt. It then typically files suit for the entire debt amount. In Connecticut, Midland Funding, LLC is usually represented by the law firms of Schreiber Law Firm or Howard Lee Schiff, P.C.

The Woods Law Firm, LLC has extensive experience representing defendants sued by Midland and in suing Midland under the FDCPA. If you have receive a Summons from Midland, whether for a Superior Court or Small Claims action, don't ignore it! There are typically many defenses to debt buyer lawsuits and The Woods Law Firm, LLC has consistently defeated Midland in Connecticut state courts saving clients tens of thousands of dollars.

Here are some recent results:

  • Midland Funding, LLC v. Client (Superior Court of Connecticut, Milford, 2015) -- Midland Funding, LLC brought suit in the Superior Court of Connecticut against our client for over $11,000.00, which it claimed was the result of an alleged default on a Barclays Bank of Delaware credit card account. The Woods Law Firm, LLC was retained at the eleventh hour, about a week before a scheduled trial. Upon discovering that The Woods Law Firm, LLC was retained to appear at the trial, Midland immediately withdrew the lawsuit!
  • Midland Funding, LLC v. Client (Small Claims Court, Middletown, 2015) -- Midland Funding, LLC obtained a small claims judgment against our client for an alleged default on a Credit One credit card. After examining the return of service, we were able to determine that Midland Funding had served the small claims summons at an address where the client no longer resided, and, had, in fact, sold several years earlier. The Woods Law Firm, LLC was successful in getting the judgment vacated and the action dismissed!
  • Midland Funding, LLC v. Client (Superior Court of Connecticut, Rockville, 2017) -- Midland Funding, LLC filed an action against our client in Rockville, Connecticut arising out of an alleged default on a Synchrony Bank credit card. The amount of the debt was almost $6,000.00. It was discovered that the client did not live within the Rockville Judicial District and did not sign the contract in Rockville. The Woods Law Firm, LLC was able to negotiate a mutual release of claims and a dismissal of the action with prejudice, meaning that the client can never be sued again for the debt!

Don't wait to get the help you need. It is always critical to obtain legal representation as soon as you are served with a Summons in a lawsuit, especially if it is from Midland Funding, LLC. Contact a skilled debt defense attorney in Connecticut today for a case evaluation.