A Typical Bankruptcy Case From Start to Finish in Connecticut
The Woods Law Firm, LLC regularly represents consumers in Hartford, Putnam,
Tolland and New London County who wish to file either Chapter 7 or Chapter
13 cases. Attorney Woods can utilize his extensive expertise to bring
your case to a successful conclusion.
In Connecticut, a bankruptcy case brought under Chapter 7 or Chapter 13
is commenced by the filing of a Petition with the United States Bankruptcy
Court. Prior to filing, you will need to complete a pre-filing online
course and receive a certificate of completion, which is attached to the
Petition. Along with the Petition, there are numerous Schedules and Statements.
These documents itemize your assets and liabilities and provide the Court
with details about past or pending lawsuits, garnishments, and levies.
Approximately 30-45 days after a Chapter 7 or Chapter 13 case is filed,
the Court will schedule a Meeting of Creditors, commonly referred to as
a "341 Hearing." This will often be your first and only court
appearance if you are filing a Chapter 7 case. If you are filing a Chapter
13 case, there may be other court appearances. If you retain The Woods
Law Firm, LLC to represent you in a bankruptcy case, Attorney Woods will
attend the 341 Hearing with you.
In a Chapter 7 case, approximately 60 days after the 341 Hearing, you will
receive a discharge. This means that many of the debts which were listed
on your schedules will be completely discharged. That is, the creditor
cannot pursue you ever again for that debt. It is important to note that
not all debts are dischargeable in bankruptcy.
In a Chapter 13 case, you will file a Chapte 13 Plan, essentially a repayment
proposal, with the Court. If this Plan is approved, after 36-60 months,
you will receive a Chapter 13 discharge.
Because of the ever evolving landscape of bankruptcy law and its many nuances,
you need a skilled consumer bankruptcy attorney on your side.