When confronted with a constant barrage of telephone calls and letters
from debt collectors, sometimes it is difficult to determine whether and
in what fashion a debt collector's conduct violates the Fair Debt
Collection Practices Act (FDCPA).
After all, there are literally dozens of scenarios under which contact
with a consumer may run afoul of the FDCPA, ranging from very obvious
violations to those which are appreciably more subtle. In the context
of a brief blog post, it is impossible to run the gamut to identify all
potential FDCPA violations.
Some of the more common violations of the FDCPA include, but are not limited
to, calling a debtor before 8:00 a.m. and after 9:00 p.m., calling a debtor's
workplace after being told not to, using obscene language in communication
with a debtor, misrepresenting the character, amount, or legal status
of a debt, disclosing the debt to a third party, continuing to contact
the debtor after being told that he or she is being represented by an
attorney, filing suit against the debtor in a venue where the debtor does
not reside or did not sign the contract sued upon, failure to tell the
debtor at the beginning of a call that the person calling is a debt collector,
threatening the debtor with arrest or imprisonment, and threatening to
tell the debtor's friends, neighbors, and family members about his
or her debt problems.
Don't deal with unscrupulous debt collectors alone! The Woods Law Firm,
LLC can assist you. In addition to providing a free evaluation and consultation,
in the event a lawsuit is filed, we advance all court filing fees and
service costs. There is no cost to you to protect your rights -- remember,
if a debt collector violates the FDCPA, you may receive up to $1,000 in
statutory damages for these violations.
Call us at 1-888-272-2718 today!