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FDCPA Violations Are More Common Than You Would Think

Posted by Roderick Woods | May 15, 2019 | 0 Comments

When confronted with a constant barrage of telephone calls and letters from debt collectors, sometimes it is difficult to determine whether and in what fashion a debt collector's conduct violates the Fair Debt Collection Practices Act (FDCPA).

After all, there are literally dozens of scenarios under which contact with a consumer may run afoul of the FDCPA, ranging from very obvious violations to those which are appreciably more subtle. In the context of a brief blog post, it is impossible to run the gamut to identify all potential FDCPA violations.

Some of the more common violations of the FDCPA include, but are not limited to, calling a debtor before 8:00 a.m. and after 9:00 p.m., calling a debtor's workplace after being told not to, using obscene language in communication with a debtor, misrepresenting the character, amount, or legal status of a debt, disclosing the debt to a third party, continuing to contact the debtor after being told that he or she is being represented by an attorney, filing suit against the debtor in a venue where the debtor does not reside or did not sign the contract sued upon, failure to tell the debtor at the beginning of a call that the person calling is a debt collector, threatening the debtor with arrest or imprisonment, and threatening to tell the debtor's friends, neighbors, and family members about his or her debt problems.

Don't deal with unscrupulous debt collectors alone! The Woods Law Firm, LLC can assist you. In the event a lawsuit is filed, we advance all court filing fees and service costs. There is no cost to you to protect your rights -- remember, if a debt collector violates the FDCPA, you may receive up to $1,000 in statutory damages for these violations.

Call us at (860) 999-9757 today!

About the Author

Roderick Woods

A summa cum laude graduate of the State University of New York at New Paltz and a graduate of Albany Law School of Union University in Albany, New York, Attorney Roderick D. Woods represents individuals in a wide array of consumer litigation matters, including defending consumers in lawsuits filed by credit card companies and debt buyers, and representing individuals in actions brought under the Fair Debt Collection Practices Act, the Telephone Consumer Protection Act, as well as the Fair Credit Reporting Act.


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The Woods Law Firm, LLC represents clients throughout the state of Connecticut, including Hartford, Tolland, Putnam, New London, Middlesex, New Haven, Litchfield and Fairfield Counties.