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I Found Mistakes on my Credit Report -- Now What?

Posted by Roderick Woods | Feb 01, 2019 | 0 Comments

There is no doubt that credit plays an integral role in the lives of American consumers. After all, your credit score may be used to determine what sort of interest rate you receive on a car loan or mortgage, how much you pay for auto insurance. whether you can rent an apartment, or even whether or not you will be hired for a job.

The consumer credit reporting system, however, is considerably less than perfect. In fact, recent data suggests that a staggering percentage of consumer credit data -- some estimates place this percentage at or near a whopping 70% -- is considered inaccurate.

Needless to say, inaccurate credit reporting may have a more wide-ranging impact than merely being declined for the latest rewards credit card to hit the market: you may end up paying thousands of dollars more in interest, being denied the ability to rent an apartment, or even being turned down for employment.

The federal Fair Credit Reporting Act ("FCRA") mandates that credit reporting agencies such as Experian, Equifax, and TransUnion investigate potentially inaccurate credit reporting information and delete information which cannot be verified. If warranted, we can utilize the FCRA to initiate a lawsuit against a credit reporting agency that violates the provisions of the FCRA.

Our firm can evaluate your case using the FCRA to help repair your credit. We are efficient in the way we assist clients and dispute the credit reporting agencies. If we take on your case, it will be our goal to have your credit report corrected.

If there are inaccuracies on your credit report, contact The Woods Law Firm, LLC at (860) 999-9757 today!

About the Author

Roderick Woods

RODERICK D. WOODS, ESQ. A summa cum laude graduate of the State University of New York and a graduate of Albany Law School of Union University in Albany, New York, Attorney Roderick D. Woods is an experienced litigator with a proven record of success in civil litigation. In 2007, he founded The Woods Law Firm, LLC, in Hartford, Connecticut, with a dedicated focus on representing individuals in a wide array of consumer litigation matters, including actions brought under the Fair Debt Collection Practices Act, the Telephone Consumer Protection Act, the Fair Credit Reporting Act, and the Connecticut Unfair Trade Practices Act. Since 2015, Attorney Woods has been Of Counsel to Rights Protection Law Group, PLLC, of Boston, Massachusetts, and, in 2020, became Connecticut local counsel, managing all Connecticut litigation matters, for The Litigation Practice Group, P.C., a California-based firm devoted to consumer litigation. He authors two blogs, Connecticut Consumer Lawyer and The Daily Litigator.


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The Woods Law Firm, LLC represents clients throughout the state of Connecticut, including Hartford, Tolland, Putnam, New London, Middlesex, New Haven, Litchfield and Fairfield Counties.