There is no doubt that credit plays an integral role in the lives of American
consumers. After all, your credit score may be used to determine what
sort of interest rate you receive on a car loan or mortgage, how much
you pay for auto insurance. whether you can rent an apartment, or even
whether or not you will be hired for a job.
The consumer credit reporting system, however, is considerably less than
perfect. In fact, recent data suggests that a staggering percentage of
consumer credit data -- some estimates place this percentage at or near
a whopping 70% -- is considered inaccurate.
Needless to say, inaccurate credit reporting may have a more wide-ranging
impact than merely being declined for the latest rewards credit card to
hit the market: you may end up paying thousands of dollars more in interest,
being denied the ability to rent an apartment, or even being turned down
The federal Fair Credit Reporting Act ("FCRA") mandates that
credit reporting agencies such as Experian, Equifax, and TransUnion investigate
potentially inaccurate credit reporting information and delete information
which cannot be verified. If warranted, we can utilize the FCRA to initiate
a lawsuit against a credit reporting agency that violates the provisions
of the FCRA.
Our firm can evaluate your case using the FCRA to help repair your credit.
We are efficient in the way we assist clients and dispute the credit reporting
agencies. If we take on your case, it will be our goal to have your credit
If there are inaccuracies on your credit report, contact The Woods Law
Firm, LLC at (888) 272-2718 today for a free initial consultation!