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Am I Eligible for Chapter 7 Bankruptcy?

Posted by Roderick Woods | Oct 01, 2018 | 0 Comments

If you have been struggling to keep up with your payments on loans, credit cards, housing payments, automobile payments, and cannot seem to get any relief or help from your creditors, you may need to consider filing for Chapter 7 bankruptcy. Attorney Roderick Woods can help! Filing for bankruptcy could be the chance you need to begin anew, with a clean slate devoid of old debts. Are you receiving calls and letters from collection agencies harassing you for payment?

Filing a Chapter 7 bankruptcy will completely stop the phone calls and harassing letters, as creditors cannot contact you after a bankruptcy petition has been filed. In fact, if you are being foreclosed on, the foreclosure proceedings will automatically grind to a screeching halt once the petition for bankruptcy is filed.

A tenacious advocate, Attorney Woods focuses on defending consumers who are in debt, and are being hounded by debt collectors. We can remove from you the burden of dealing with collection agencies and creditors from your daily life, and allow you to rest assured that your affairs are being managed by an attorney trained to fight back against unscrupulous collection agencies.

To be eligible for a chapter 7 bankruptcy, one must fit the criteria set forth in what is known as the "means test". The means test basically determines if you make enough income to pay your debts or not. In Connecticut, if you are a single earner pulling in $60,403 or less per year, you will most likely be eligible to file for chapter 7 bankruptcy protections.

Contact us at (860) 999-9757 for a case evaluation! We offer low-cost, flat fee representation in Chapter 7 bankruptcy cases. Our skilled consumer litigation and bankruptcy attorney can advise you on the best approach to take when considering bankruptcy.

About the Author

Roderick Woods

A summa cum laude graduate of the State University of New York at New Paltz and a graduate of Albany Law School of Union University in Albany, New York, Attorney Roderick D. Woods represents individuals in a wide array of consumer litigation matters, including defending consumers in lawsuits filed by credit card companies and debt buyers, and representing individuals in actions brought under the Fair Debt Collection Practices Act, the Telephone Consumer Protection Act, as well as the Fair Credit Reporting Act.


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The Woods Law Firm, LLC represents clients throughout the state of Connecticut, including Hartford, Tolland, Putnam, New London, Middlesex, New Haven, Litchfield and Fairfield Counties.