The Woods Law Firm, LLC has extensive experience representing defendants sued by Portfolio Recovery Associates, LLC, as well as in suing Portfolio under the FDCPA. If you have receive a Summons from Portfolio don't ignore it! There are typically many defenses to debt buyer lawsuits and The Woods Law Firm, LLC has consistently defeated Portfolio in Connecticut state courts saving clients tens of thousands of dollars. Here are some recent results:
Portfolio Recovery Associates, LLC v. Client -- Portfolio Recovery Associates, LLC brought suit in the Superior Court of Connecticut against client for almost $17,000.00 for an alleged Bank of America credit card debt. The Complaint contained a number of deficiencies, including the failure to attach to it a copy of the card member agreement which pertained to the original debt. After being served with a lawsuit, client contacted The Woods Law Firm, LLC. The Woods Law Firm, LLC located the agreement and discovered that it contained an arbitration provision. On behalf of client, a Motion to Compel Arbitration and Stay the Action was filed. Portfolio withdrew its suit several days after the Judge granted the Motion to Compel Arbitration.
Portfolio Recovery Associates, LLC v. Client -- Portfolio Recovery Associates, LLC sued our client in the Superior Court of Connecticut for an alleged Bank of America credit card debt exceeding $6,000.00. The Woods Law Firm, LLC became involved after our client had represented herself for several months. We quickly identified a violation of the Fair Debt Collection Practices Act and sued Portfolio in federal district court. Portfolio quickly settled the case and erased the alleged $6,000.00 debt.
Portfolio Recovery Associates, LLC v. Client -- Portfolio Recovery Associates, LLC sued our client and obtained a default judgment in 2010 for over $8,000.00. In 2015, Portfolio filed a bank execution and garnished over $1,600.00 from the client's bank account. The Woods Law Firm, LLC was retained. We quickly identified a possible FDCPA violation, and, when threatened with suit, Portfolio vacated the Judgment, withdrew the action, and agreed not to pursue the debt. In addition, the client's $1,600.00, taken as part of the bank execution, was returned.
It is always critical to obtain legal representation as soon as you are served with a Summons in a lawsuit, especially if it is from Portfolio Recovery Associates, LLC. Contact a skilled debt defense attorney in Connecticut today at (860) 999-9757!