If a debt collector telephones a debtor at his or her place of employment, this act may violate the Fair Debt Collection Practices Act (FDCPA). Such a violation is signficant. Some debtors may not be able to receive telephone calls at work. If they do, their jobs may be in jeopardy.
Instructively, 15 U.S.C. §1692 c (a)(3), in relevant part, provides that "Without the prior consent of the consumer given directly to the debt collector or the express permission of a court of competent jurisdiction, a debt collector may not communicate with a consumer in the connection with the collection of any debt at the consumer's place of employment if the debt collector knows or has reason to know that the consumer's employer prohibits the consumer from receiving such communication." See, 15 U.S.C. §1692 c (a)(3).
Suffice it to say, few, if any, debtors give prior consent to a debt collector to call them at their place of employment for obvious reasons. The Woods Law Firm, LLC, has successfully sued collection agencies for violating the provisions of 15 U.S.C. §1692 c (a)(3).
If you are receiving telephone calls from a debt collector at your place of employment, contact The Woods Law Firm, LLC today at (866) 790-5970 for a free assessment of your rights under the FDCPA. Remember, there is no cost to you for our services and you may be able to recover up to $1,000 in damages when a debt collector violates your rights under the FDCPA.