Understanding Your Rights Under the FDCPA
Counsel from our New Britain FDCPA Lawyers
For many debtors, the Fair Debt Collection Practices Act (FDCPA) is the
most important piece of legislature to date. Years of dishonesty from
collection agencies motivated the government to pass an act that would
put an end to these fraudulent business practices once and for all. Shockingly
enough, most people don't even
know about the FDCPA and the protection it offers them.
Our team at The Woods Law Firm, LLC aims to offer a refuge to those harassed
by collection agencies and
explain that you do have rights. We know how debilitating it can feel to go without support in such a crucial
time. When you retain a New Britain FDCPA lawyer from our firm, you are
retaining a compassionate and dedicated advocate who will stand with you
every step of the way.
How does the FDCPA protect me?
Whether you're currently being harassed or have a bill that may soon
be sent to collection, you can greatly benefit from being aware of what
is and is not allowed under the FDCPA.
Collection agencies are aware of the naivety of many consumers and will
often play into this when initiating any kind of communication.
The following debt collection practices are banned by the FDCPA:
- Threatening violence or harm
- Using obscene language
- Falsely impersonating the government
- Passing out false information about you
- Threatening to illegally take your property
- Calling before and after certain hours
- Use a false company name
- Lying about the amount you owe
Even more important than understanding what is prohibited is knowing what
action you can take if forms of harassment occur. You may be able to petition
for a better settlement, file an official complaint, or even sue the collector
or collection agency.
We assist numerous clients each year that have been harassed by collection
agencies and are eager to do the same for you. Our firm is staffed with
qualified FDCPA lawyers who serve residents in New Britain and beyond!
Contact us today and schedule your complimentary case evaluation.